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Small Business Loans



  • Free with no obligation application

  • You select funding amount and term

  • Funds deposited directly into bank account


  • Payback can vary from 3 - 24 months 

  • Simple, automatic ACH withdrawals

  • Typically daily or weekly deductions














Our Approval Process:

  1. Cash flow – We need to see at least $5000 in monthly deposits to the company bank account; the more the business makes, the higher the loan approval can be

  2. Average daily bank balance – the more money you keep in the company bank account, the higher the loan approvals are; no money in the accounts means low or no approval

  3. Number of deposits per month – the more frequently you deposit fund to your account, the more we want to give approvals; 7 deposits per months is typically the minimum we like to see

  4. Negative bank balance days and NSF – the more days your bank balance is negative, you use overdraft protection or your bounce checks, the harder it is to get a working capital loan

  5. Time in Business – we want to see at least 6 months in business; we can work with businesses that have at least 3 full months of bank statements – the longer a business has been operating, the easier it is to get larger loan amounts

  6. Personal and Business Credit – some programs provide better pricing for better credit profiles but there are minimum credit scores that the owner must meet for an approval (we have “starter” programs for credit with a 500-550 FICO); as you can see, this is NOT the most important criteria for our loans

To Qualify up to $500k:   

  • 500 Credit Score 

  • $5000 in Monthly Deposits

  • 3 Months Business Bank Statements

  • 7+ Deposits Per Month

  • Positive Daily Balance

  • Approve up to 85% of Your Monthly Revenue





At The Belmont Franklin Group, we’ve worked with small businesses throughout the U.S. achieve short and long-term success. Find your business’s industry, and learn how your business can utilize The Belmont Franklin Group's small business loans to stimulate both short and long term growth.


The Belmont Franklin Group understands the hard work that you put in when running a small business and the need for proper funding on rainy days.  That is exactly why The Belmont Franklin Group has designed flexible and convenient funding options that include bad credit business loans.

​The Belmont Franklin Group has few requirements, and funds can be transferred to your account as early as 24 hours.  What are you waiting for? 

Get Funded Today!

Are You Ready to Get Started?

Fill out our one-page application, submit three months of bank statements, and get approved within 24 hours. 

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